1
GET PRE-APPROVAL FROM MINUTE MORTGAGE
The first step to securing a SmartBridge offer is getting pre-approved from Minute Mortgage. This will determine the buying power of the individual buyer.
Smart cash offers that move you now.
SMARTBRIDGE: THE POWER OF AN ALL-CASH OFFER THAT SELLERS WILL LOVE!
Cash offers are more appealing in any market. Our SmartBridge cash offer program waives financing contingencies, making it a much stronger offer than traditional financing. Find out more.
Get started quickly and easily with pre-approval from Minute Mortgage, part of the HomeSmart Family of Companies
smartbridge is ideal for:
COMPETITIVE MARKETS
MULTIPLE-OFFER SITUATIONS
STRENGTHENING BUYER POWER
ON-TIME, QUICK CLOSINGS
How Smartbridge works
WANT A LEG UP ON THE BUYING PROCESS? IT’S SIMPLE.
So, how does it all work? Here’s an overview of the SmartBridge buyer process:
2
SHOP FOR HOME
Buyer finds a home that fits the parameters of the SmartBridge pre-approval amount (after their required cash deposit of 10% down).
3
MAKE CASH OFFER
With a SmartBridge certificate in hand, the buyer presents a secured cash offer to the seller.
4
INSPECTION PERIOD
Once the offer is accepted, the inspection period begins. A home valuation is also performed during this process.
5
HOME IS READY TO CLOSE; SMARTBRIDGE FEE IS ASSESSED
The fee levels for SmartBridge are 1%, 2%, or 3% of the purchase price, plus any applicable extension fees (see below).
| Is Financing Secured Before Close? |
Who Closes? |
Who Is the Lender? |
SmartBridge Fee |
|---|---|---|---|
 |
Buyer | Any | 1% |
 |
HomeSmart Investments | Minute Mortgage* | 2% |
|
HomeSmart Investments | Other Lender** | 3% |
*The buyer has 15 days after the scheduled closing date to secure financing. One free 5-day extension is available. If the buyer requires a 30-day extension past the 15-20 days, an extra 1% fee will be charged, on top of the base fee.
**The buyer has 15 days after the close date to secure financing. If the buyer requires a 30-day extension past the 15 days, an extra 1% fee will be charged, on top of the base fee.
6
BUYER SECURES HOME
Buyer takes possession of home upon close of escrow; SmartBridge fee is collected.
The Power of Family
The SmartBridge program was strategically built to leverage HomeSmart’s Family of Companies. Together with HomeSmart Investments, these entities operate in cohesion to provide a seamless buying process, from pre-approval through closing.
Your Head Start:
Pre-approval
FAST. EASY. SECURE.
The first step to securing your SmartBridge cash offer is pre-approval. With a simple process provided by Minute Mortgage, you can quickly and easily get pre-approved to participate in the SmartBridge program.
GET PRE-APPROVED